Cedric Cermal

Mortgage Planner
Je parle français

Cedric grew up in Paris and moved to the South of France where he completed his Master Degree in Finance in 2005 from SKEMA Business School (Top 5 Business School in France). Cedric worked as a loan officer for the second largest mortgage brokers in France and as a financial auditor for Ernst & Young. However, his most memorable job was when he was a private banker specializing in financing for Natixis in Paris, where he was in charge of developing unique and innovative loans for clients such as CEOs, actors, sports players, designers and models.

Cedric moved to San Francisco in 2010 where he co-founded Onvedeo Inc. which was providing automated video marketing tools to real estate brokers all over the world. He then became a real estate agent with Keller Williams Realty.

Cedric joined Avenir Mortgage Planners in 2020, which took him back to his true passion: being creative with numbers, helping people understand how these numbers work, and how loans can be precious tools for wealth management.

In his free time, Cedric spends time with his wife, an educator who helps teachers and children thrive, and his daughter who speaks 3 languages. He enjoys traveling, spending time outdoors, riding bikes and motorcycles and fixing whatever is broken.

Cedric believes that people always learn and adapt themselves to the continuously moving world, like his favorite quote from Lamartine says: “There is no man more complete than the one who traveled a lot, who changed the shape of his thoughts and his life twenty times”.

Office: (925) 627-2111 ext. 146
Cell: (415) 860-9264
Fax: (925) 262-2393
Cedric@AvenirMP.com
NMLS 2289918